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Car Accident Attorney Serving Mississippi

Being injured in a car accident is often a traumatic and overwhelming experience. The injuries and financial costs following an accident often cause extreme stress on not just the victims, but their loved ones as well. If you or a loved one has been involved in a car accident in Mississippi, you may be able to seek compensation for medical expenses, lost income, and additional pain and suffering.  

The Stutzman Law Firm, PLLC has helped hundreds of car accident victims and their families seek justice for their injuries. Attorney Ronald E. Stutzman, Jr. works hard to hold the responsible parties accountable for the victims that they hurt. If you have been involved in an accident, reach out today to schedule a free case consultation. 

Located in Flowood, Mississippi, the Stutzman Law Firm, PLLC serves clients throughout the state, including Jackson, Flowood, Brandon, Clinton, Pearl, Richland, Rankin County, and beyond. 

Understanding Car Accidents in Mississippi

Mississippi perennially ranks among the highest states for the rate of automobile deaths per capita. More than 600 people died in crashes in 2019 alone, and thousands more were treated for injuries. Therefore, it's important to know your rights and what to do if you or a loved one is involved in a car accident. Some of the common types of car accidents in Mississippi include: 

  • Rear-end collisions 

  • Head-on collisions 

  • Side-impact collisions (also known as T-bone accidents) 

  • Rollover accidents 

  • Single-car accidents 

  • Multi-car pileups 

Each type of accident has its own unique set of circumstances and potential causes. However, common causes of car accidents often include distracted driving, such as texting or talking on the phone while behind the wheel, speeding, fatigue, reckless driving, driving under the influence of drugs or alcohol, and poor road or weather conditions. 

In addition to the physical harm and emotional pain, car accidents can also cause significant financial strain from medical bills, lost wages, and property damage that can significantly impact your recovery. An experienced personal injury attorney can help you determine the best course of action to take following a car accident and help you file a claim to seek damages and compensation.

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What to Do After a Car Accident

If you've been injured in a car accident in Mississippi, there are certain steps you should follow to protect your health and your legal rights. These steps include: 

  1. Ensure safety: Check yourself and your passengers for injuries. If anyone is injured, call 911 immediately. If it is safe, move vehicles out of traffic to prevent further accidents. 

  1. Call the police: Report the accident to the police, regardless of the severity. A police report is important for insurance claims and legal proceedings. 

  1. Exchange information: Obtain the names, contact details, and insurance information of all drivers involved. Also, collect names and contact information from any witnesses. 

  1. Document the scene: Take photos and videos of the accident scene, vehicle damage, and any visible injuries. This visual evidence can be crucial for filing a claim. 

  1. Seek medical attention: Even if you feel fine, get a medical evaluation. Some injuries may not be immediately apparent and can cause significant issues if left untreated. 

  1. Notify your insurance company: Report the accident to your insurance provider as soon as possible. Provide them with the necessary details and cooperate with their investigation. But be careful not to admit fault or accept any settlements before speaking with an attorney. 

  1. Keep records: Save all documents related to the accident, including medical bills, repair estimates, and correspondence with insurance companies. 

  1. Consult a car accident attorney: Contact an experienced car accident attorney to discuss your case and understand your legal options for pursuing compensation. 

By following these steps, you can help make sure your rights are protected and improve your chances of receiving fair compensation for your injuries and damages. 

Who Is Liable for a Car Accident in Mississippi?

Mississippi is considered an at-fault state for car accidents. This means that the negligent driver will be responsible for all losses, including property damage, bodily injury, and wrongful death. 

Mississippi also follows a pure comparative negligence rule that stipulates that each driver involved in an accident is assigned a percentage of fault for the accident. This means you can pursue a claim against the other driver, but your damages will be reduced by your percentage of fault. 

For example, if you are found to be 20% at fault for an accident, whatever compensation you are awarded will be reduced by 20% to account for your level of fault. Therefore, if a jury awards you $100,000 in damages, you will only be eligible to receive 80%, or $80,000, in compensation. 

Mississippi Insurance Requirements

All auto owners in Mississippi are required to carry liability insurance coverage in the amounts of at least $25,000 in bodily injury coverage per person, $50,000 in bodily injury coverage per accident, and $25,000 for property damage per incident. 

Although these are the minimum amounts required by state law, the negligent driver’s policy may have higher coverage. If those limits have been reached and the amount received is still not enough to cover your damages, you can file a personal injury lawsuit to pursue additional compensation. 

How Long Do I Have to File a Claim?

You should file a claim against the at-fault driver’s car insurance and any applicable coverage of your own within days after the crash. However, you have three years from the date of the accident to file a personal injury claim against the negligent driver.  

It’s important to remember that this statute of limitations runs three years from the date of the crash, not from the date you began or received treatment for your injuries. If your loved one died as a result of their injuries, the statute for filing a wrongful death claim is three years from the date of death. 

Why Hire The Stutzman Law Firm, PLLC?

The seasoned personal injury attorney at The Stutzman Law Firm, PLLC knows how to investigate the circumstances of a car accident, document evidence, and build a case for compensation. Attorney Ronald E. Stutzman, Jr. has a successful track record of fighting aggressively for justice for his clients and working diligently to achieve the highest compensation from the at-fault driver's insurance. 

As an accident victim himself who tried to fight an insurance company on his own before attending law school, Ronald E. Stutzman, Jr. believes no one should have to face that battle alone. If you or someone you know has been injured in a car accident, contact The Stutzman Law Firm, PLLC today to schedule a free consultation. 

Car Accident Attorney
Serving Mississippi 

If you have been injured in a car accident or someone you love has been incapacitated or killed due to the negligence of another driver, you deserve just compensation. Personal injury attorney Ronald E. Stutzman, Jr. is here to protect your rights and help you fight for the justice you deserve — so don’t wait. Reach out to schedule a free consultation. 

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