Did you know that Mississippi has the second highest percentage of uninsured motorists? Did you know that essentially one in four motorists in Mississippi do not have auto insurance? According to the Insurance Information Institute, over twenty-three percent of Mississippi drivers are operating their vehicle without automobile insurance. Click here for the most recent report from the Insurance Information Institute.

What can one do to protect his or her family from financial harm caused by an uninsured motorist? All automobile insurers in Mississippi are required to offer their insureds the opportunity to purchase Uninsured/Underinsured motorist coverage. You may be asking yourself, what is Uninsured/Underinsured motorist coverage? Uninsured/Underinsured motorist coverage, which is commonly referred to as “UM coverage,” is a type of insurance which pays for your injuries and damages when you are involved in a car accident with someone who either has no insurance, or who does not have enough insurance.

Mississippi’s law is very favorable to you, the consumer. If you find yourself in a position of making an uninsured or underinsured motorist claim, you need an attorney who is experienced in handling these matters and who has knowledge about the law surrounding this type of insurance coverage and the coverages provided in your policy. Ronald E. Stutzman, Jr. has 14 years of experience in handling uninsured and underinsured motorist claims and has recovered millions of dollars on behalf of his clients on such claims. If you have been injured by an uninsured or underinsured motorist, contact Ronald E. Stutzman, Jr. at The Stutzman Law Firm today for a free consultation.